This helps you find areas where you can cut back on spending and increase your savings.” But getting into budgeting can be ...

Best of all, there's no need to worry about trying to learn any Excel formulas — the templates come ready for you to plug in ...

But there are free online templates and spreadsheets that can simplify the process, whether you’re looking to build a household budget ... is a former NerdWallet personal finance writer.

Start with the blank budget spreadsheet provided ... Was this event successful last year? Is there an alternative? What would we like to change or improve upon? 5. Add new rows as needed.

A budget planner is a tool, such as a worksheet or template, that you can use to ... resources that can help you pay bills. Lauren is a personal finance writer at NerdWallet.