This helps you find areas where you can cut back on spending and increase your savings.” But getting into budgeting can be ...

A budget planner is a tool, such as a worksheet or template, that you can use to ... resources that can help you pay bills. Lauren is a personal finance writer at NerdWallet.

Spend on what you want by tapping into as many cost-cutting techniques as possible. Managing money comes down to creating a sound financial plan, and these budget templates can help.