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The Personal Monthly Budget Template is great for tracking your monthly income and expenses, featuring a variety of income and expense categories and an auto-calculated monthly summary.

Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

The most basic "Simple Start" plan tracks income, sales and expenses, organizes receipts, creates invoices, helps you prepare your taxes, categorizes your business and personal trips, offers a ...

Postpone: If the expense can be put off for a period of time, do it. For example, if you want a new phone but your current phone works just fine, postpone that expense. Eliminate: Sometimes our ...