Today, the median 401 (k) balance for top-decile earners is about 10 times that of middle-income participants. Indeed, plan participation, balance amounts, and investment outcomes remain skewed toward ...

Generation X investors, who were born between 1965 and 1980, have put away just $187,400, on average. Those numbers are down ...

Still, only one in 10 American retirees retired before they were 55 and about a quarter before they were 60. If you want to join that cohort but don’t have a high income, you’ll need to make some ...

New technologies and policy changes are positioning Generation Z to start saving for retirement earlier than the previous generation, The New York Times reported June 28. Gen Zers — those born between ...

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why ...

They are contributing to their 401(k)s much earlier than millennials did, reports show, and young women in particular are being aggressive about saving.

Startup leaders are waking up to a new reality: meditation rooms, cold brew on tap, and Slack emojis don’t build loyalty or ...

Contacting your former employer. "One of the easiest ways to track down an old 401 (k) plan" is reaching out to your former ...

In short, a 401 (k) allows you to contribute anywhere from $23,500 to $34,750, depending on your age. Income limits: If you're a high earner,you may be ineligible to contribute to a Roth IRA.

By contrast, the 401 (k) contribution limit for 2025 is $23,500. If you're aged 50 to 59 or 64or older, you can pitch in an additional $7,500 in catch-up contributions.

By contrast, the 401 (k) contribution limit for 2025 is $23,500. If you're aged 50 to 59 or 64or older, you can pitch in an additional $7,500 in catch-up contributions.