Choosing early retirement in the United States offers more leisure time but comes with financial trade-offs. Understanding ...

Some older Americans assume that since they no longer need to worry about a job loss, they don't need emergency savings. On ...

Lots of changes in store for Social Security recipients as more people rely on a system that's operating above capacity. Full ...

New tariffs could increase prices and shake the markets. Here’s what retirees need to know about Roth conversions, big ...

Avoiding unnecessary upgrades or excessive spending happens in major categories like housing or transport. This choice frees ...

Learn more about how Social Security's full retirement age has been rising since 1983, maxing out this year at age 67 for ...

Under normal circumstances, IRAs can’t be transferred or gifted to a new owner, but divorce is an exception. IRAs can be ...

Filing for Social Security early is a complex decision that depends heavily on your individual and family circumstances, including health and financial needs.

How would your retirement plans change if you knew you would live to 100? While no one has a crystal ball to see the future, there are tools available to help you make an educated guess about ...

Or you could wait until age 70 and get a bonus of about 28% added to your monthly benefits. (The bonus is two-thirds of 1%for ...

Individuals who were born in 1960 or later who want to retire and receive their full Social Security benefits should note ...

Someone in Generation X who is 59 in July but turns 60 in September 2025 could contribute up to the maximum of $34,750 in a ...