Freedom Debt Relief takes a deep dive into whether you should aim to become debt-free before you retire and helps you make a ...

Do I Need to Be Debt-Free to Retire? A debt-free retirement means you don’t owe money to anybody by the time you stop working. It’s a great goal, but it might not be realistic for everyone.

Avoid taking on new debt A good goal if you want to be debt-free by retirement is to stop taking on new debt. This may mean you have to stop using credit cards and stick to your debit card or cash.

Avoid taking on new debt A good goal if you want to be debt-free by retirement is to stop taking on new debt. This may mean you have to stop using credit cards and stick to your debit card or cash.

Future-proof your retirement plan by making these moves with your savings, spending, and retirement accounts. Small changes ...

New tariffs could increase prices and shake the markets. Here’s what retirees need to know about Roth conversions, big ...

The FIRE movement involves saving aggressively so you can retire much earlier than normal. It often involves setting aside at ...

Explore actionable strategies to help you achieve the newly identified benchmark for a comfortable retirement.​ ...

Retirement planning doesn’t have to be overwhelming. By focusing on what’s within your control—your savings, spending, and mindset—you set the stage for a more stable financial future.

Kathy,* 50, and Trevor, 53, have two financial goals they want to achieve before Kathy retires at age 55 and Trevor retires at age 60. They want to pay off the mortgage on their primary residence and ...

Average long-term retirement balances fell slightly from the previous quarter but rose on an annual basis. The percentage of workers contributing to a Roth 401 (k) increased to 16.8% in the 2025 ...