However, some retirees might find a more flexible approach to retirement withdrawals more appealing. Strategies that involve changing withdrawal amounts from year to year—taking lower withdrawals in ...

Inherited IRAs and spousal IRAs are two different types of accounts that you can use for retirement planning. An inherited ...

The SECURE 2.0 Act made another change impacting RMDs by requiring the IRS to adjust the qualified charitable distribution ...

As the new year begins, retirees should start to ask themselves if they have saved enough for retirement. There is a ...

Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals from Roth accounts in ...

A 401(k) is one of the most powerful investing tools available. If you have a 401(k), you can invest easily for retirement by ...

Take advantage of historically low tax rates to optimize your retirement savings and reduce your tax liability.

While they value financial independence, younger generations are drawn to high-risk investments, such as cryptocurrency, in ...

Do you have retirement savings? If so, there’s a rule you absolutely need to keep in mind. It’s called Required Minimum ...

If you want to roll over money from your 401(k) into a Roth IRA, there’s good news: any employer matching funds in a 401(k) ...

With investment accounts about to end a very good year and current tax rates unlikely to change for a while, the case for paying taxes now to convert traditional IRAs and 401(k)s to Roth accounts ...

IRA and Roth IRA. Since my total household is above the threshold for investing in a Roth IRA, I have been considering ...