Rounding out this trio is arguably the most versatile option of all – the Roth IRA. Introduced under the Taxpayer Relief Act ...

It has a user-friendly interface, educational materials and diverse ... The best type of fund for a Roth IRA is usually one that offers a diversified portfolio of low-cost index funds or exchange ...

Saving for retirement in a dedicated account is always a wise idea, but the best account to use will vary by age. That's ...

If you’re under 50 years of age, you can contribute up to $23,000; if you are over 50 years old, you can add a $7,500 “catch-up” amount. Advisers recommend that you invest in a globally diversified ...

Learn what to consider before doing a 401(k) rollover, what the risks are, and what steps you should take to move your ...

If you're eyeing a year-end Roth IRA conversion, you'll need to plan for the upfront tax bill. Here are some strategies to ...

"The Ramsey Show's" Rachel Cruze explains why getting ahead on retirement savings, making the most of your company's 401(k) plan and not delaying Roth IRAs can lead to millionaire status.

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.

Some people use a Roth IRA as a tax-advantaged savings account or emergency fund since you can withdraw your original contributions (not including the growth) penalty-free at any time. However ...

For Roth IRA sub-portfolios I am mostly interested in long-term growth as shown in Table #4. For the after-tax sub-portfolio ...

Guiding your kids on the path of saving for their future gives them a head start to financial independence. Creating a Roth ...