The Roth IRA is an Individual Retirement Account created in the United States in 1997. Unlike the Traditional IRA, which ...

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been saving money in a tax-deferred retirement account (like a traditional ...

Unlike a savings account, profits generated in a Roth IRA, whether interest, dividends or capital gains, are not taxed, ...

Generation Z is saving for retirement at a younger age than millennials did. Find out how they're doing it and how you can catch up if you fall behind.

Imagine losing nearly a quarter of your monthly income just as you’re about to retire. That’s the reality millions of ...

The amount you should contribute to a 401(k) depends on your savings plan and whether your employer matches contributions. Here's how all that ties together.

The average payout for Social Security isn't enough to secure your future -- and is expected to get even smaller by 2034.

The average maximum match by employers who contribute to their employees' 401(k) plan is 4.6% of pay, but many companies offer no matching contribution.

Both 401(k)s and annuities can fund retirement, but understanding their differences is key to picking the right fit.

The decision isn't as simple as an either-or choice.

A good time to perform a Roth conversion is after retirement but before you're required to take required minimum distributions from a traditional IRA in your early 70s, said Garcia Cisneros.