A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, consider these downsides.

(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, offering an immediate tax break. A Roth 401(k) plan allows you to ...

Assessing the new over-65 deduction and its implications for Social Security taxation, as well as new rules for charitable ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in ...

Those few plans that do not will need to add a Roth option by 2026 to accommodate higher ... Take a worker who is 61 in 2025 and making traditional pretax contributions into a 401(k) plan. If paid ...

Don't let your retirement portfolio drift rudderless. Even the best investment plans need regular adjustments. That's where ...

Key Points Roth 401 (k)s offer the benefit of tax-free gains and withdrawals. You may not get the maximum benefit from a Roth 401 (k) if you end up in a lower retirement tax bracket than expected.

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can withdraw the money tax-free.

If you're self-employed or working part time, your path to retirement likely looks different. But part-time work or ...

The IRS has announced updates to the income phase-out ranges for IRA contributions in 2025, affecting eligibility for both traditional and Roth IRAs. As prices increase, these changes help keep ...