I’m 57 and have a retirement account with my employer. I contribute almost 20% every two weeks — roughly 14% to my 401 (k) and 6% to a Roth through payroll deductions.

A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

Question: “I want to save more money on my taxes. My wife and I have W2 incomes, no kids and no dependents. I have invested in a 401 (k), HSA and Roth IRA. What other ways can we save on taxes ...

The IRS has announced updates to the income phase-out ranges for IRA contributions in 2025, affecting eligibility for both traditional and Roth IRAs. As prices increase, these changes help keep ...

With clear goals, focused saving, and smart strategies, freelancers can take control of their retirement planning and build a secure financial future.

The Traditional IRA is the most widely used retirement account. Contributions are often tax-deductible, depending on income ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in ...

Allowing your retirement account to grow with the still-working exemption may be the ideal option, but it's essential to ...

New tariffs could increase prices and shake the markets. Here’s what retirees need to know about Roth conversions, big ...

The best thing you can do for your retirement savings is to start saving and investing early, and to take advantage of ...