Planning for retirement is often perceived as a long and complex journey, but it doesn’t always require vast sums of money or ...

If you are the bread earner and the provider or have just started your career, Investing your hard-earned money even if you start with a small amount is a substantial step towards achieving your ...

Over a long term horizon like 10 years, Systematic Investment Plans (SIPs) can help investors build wealth gradually through ...

SIP and lump sum are two popular mutual fund investment methods. While SIP offers disciplined, periodic investing, lump sum allows one-time investments. This comparison analyses which can generate ...

When to choose SIP over lump sum. If you’re unsure about markets or have limited cash to spare each month, SIPs are the safer bet. SIPs work best for: Salaried earners; ...

SIP vs Lump Sum: Which is better? Compared to SIP and lump sum investment, SIP is generally the better choice. It makes you a disciplined investor and often helps you get better returns on investment.

SIP vs Lump Sum - SIP & lump sum are the two methods to invest in a mutual fund, choose the better one for good returns. Read this article to know which the better investment plan or high returns.

In addition to this, some people use both: For example, invest part of a windfall as a lump sum and the rest via SIP. That way, some money works right away, and some is spread out over time.

Larger investment amounts: Lump sum is investment of substantial amount at once. Since the amount is big, it also generates big returns without investing at regular intervals.

SIP offers cost averaging, providing more units when markets are down and fewer when they’re up. Lump sum investments might outperform in continuously rising markets.

SIP vs lump sum: Income tax on gains. Nehal Mota, co-founder and CEO, Finnovate, says that in a lump sum investment, the calculation of long-term capital gains is fairly straightforward. Citing an ...

Choose between lump sum investment or SIP investment of Rs. 10,000 per month for ten months. If investment is withdrawn after two years, gains will be taxed at 15% as a short-term capital gain ...