Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

Health savings accounts can be valuable components of savings toolkits, especially for those who can afford to pay actual healthcare expenses out of pocket.

Opening a traditional IRA is a fairly straightforward process involving only a few steps. Here's what you need to know to ...

These investments grow tax-deferred, meaning you won’t owe any taxes on dividends, interest, or capital gains as long as the funds remain in the account. Once you reach your retirement age and begin ...

Taxable portfolio income growth is strong with ORI’s dividend. See why shifting to preferred shares can optimize cash flow ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

Retirees at least 59 1/2 can tap into tax-advantaged retirement accounts such as 401 (k) plans and IRAs. Those younger than ...

It’s no secret that healthcare will likely be one of your larger expenses once your career ends and your retirement plan ...

If you take out a 401 (k) loan, you’ll temporarily have fewer funds invested. In the case of withdrawals, the money will be ...

Negative returns are more harmful early in retirement than later, according to a 2024 report from Fidelity Investments.

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.

A crucial aspect of these legislative changes is the impact on trusts named as beneficiaries of retirement accounts. This ...