Economists Mark Warshawsky and Gaobo Pang, after conducting new research, published a study that found the 4% rule has significant failure rates at advanced ages and provides the lowest levels of ...

All annuities build value during the “accumulation” phase and begin paying out income during the “annuitization” phase. Annuities can accumulate value through investment returns or increased ...

Conversely, annuities offer a guaranteed lifetime income, safeguarding against market volatility and longevity risk. The researchers came to the conclusion that full or partial annuitization leads ...

A group of ex-Verizon employees filed the latest lawsuit challenging the efficacy of insurance companies managing pension ...

Life insurance annuities can be funded in two ways ... the accumulation phase (where your funds grow) and the annuitization phase (where you begin receiving income). During the annuitization phase, ...

Even when you're done with work, the harsh financial reality of life is that you're not done with taxes. After you retire, ...

Another national employer has been sued for its decision to transfer its pension obligations to an insurance company — but a different one than had been challenged in suits thus far.

Single-premium deferred annuities differ from immediate contracts in that they grow tax-deferred for a period of time before annuitization. They also differ from flexible-premium deferred annuity ...