Type of annuity. An income annuity is a contract that produces only income. This type produces the most income because it ...

A recent paper from the National Bureau of Economic Research explored a guaranteed payout path involving defaulting 20% of a ...

Retail annuities are more customizable and may offer the potential for greater flexibility. You have more control over when ...

Annuities are seeing record demand, and not just from the usual suspects. It's a reflection of investors' evolving priorities ...

As more defined contribution plan sponsors consider whether to add a lifetime income option, questions arise on whether plans should include annuity payout options as part of their default. A recent ...

Planning for retirement? Here's how much a $200,000 annuity could pay you monthly — and what impacts the payout.

() - Saving for retirement can be challenging under everyday circumstances, and especially so during times of economic ...

Because of their fixed nature and guarantee, fixed annuities are insulated from market fluctuations. While this can be a positive for risk-averse investors, there are some drawbacks to consider. For ...

Retirees can use annuities as a hedge against market risks. However, it's essential to understand the intricacies of these complex financial products before proceeding.

Capping Your Returns Using the fixed annuity example once again is essential because it accounts for the largest percentage of sold annuities (as much as 40% of all annuities sold, according to ...

Example: A fixed-rate annuity grows at a set rate. Variable and fixed-indexed annuities earn interest based on market or investment performance.