Some heirs are considered "eligible designated beneficiaries," and the 10-year rule does not apply to them. These include ...

Ramsey has said he believes that retirees can earn up to a 12% annual return from mutual funds, and will therefore be safe to ...

My S&P 500 investments have roughly doubled every seven years' When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, instead, take $355 a month for ...

I'm 84 and widowed. My daughter is the beneficiary of my IRA and the successor trustee for my revocable living trust. She's in a shaky marriage that could soon end in divorce. How can I prevent her ...

You've probably wondered it. Maybe even scrolled through Reddit hoping to find a hint: Am I actually on track for retirement—or falling behind everyone else I know? Whether you're 40, 50, or staring ...

Today, the median 401 (k) balance for top-decile earners is about 10 times that of middle-income participants. Indeed, plan participation, balance amounts, and investment outcomes remain skewed toward ...

This year, the number Americans believe they’ll need to retire comfortably is $1.26 million, according to Northwest Mutual’s ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Baby boomers have the highest average 401 (k) balance of all four generations. That’s no surprise, as they’ve been working ...